General Insurance

Buy or Renew Car Insurance Policy Online

Take Any Policy offers comprehensive motor insurance policy for all round protection and security against all the possible damages against both external and internal factors. Additionally, Car insurance policy covers third party damage liabilities and personal accident too. Just a little precaution for your car is what it takes to ensure smooth driving and complete protection against unforeseen incidents. Buying a car insurance policy is not only essential for staying safe against lawsuits but also for ensuring safety every time you hit the road.

Key Highlights

  • Zero Documentation
    You need not go through lengthy procedures for buying online car insurance policy
  • Trusted by Millions
    With over 75 lakhs happy customers, Take Any Policy is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability.
  • Fair and transparent claim settlement policies
    Take Any Policy Motor Insurance claims are settled with utmost transparency.

Features

  • Round the Clock Support
    24×7 Claim Assistance
  • Quick approval
    Estimated approval within 24 hours, of vehicle reaching garage
  • Cashless claim service
    You can avail cashless claim service with over 5300+ authorized network of garages across India.
  • No Claim Bonus
    You can also avail no claim bonus for every claim free year.
  • Buy online for added convenience
    Wherever you go, use your mobile app for instant buying.
  • Instant Policy
    Thanks to paperless documentation and quick approval, you can download your policy document on successful payment of premium.

Coverage

  • What gets covered?
  • Accident by external means
  • Burglary, housebreaking or theft
  • Fire, explosion, self-ignition, lighting
  • Terrorism, riots, strike or malicious act
  • Transit by road, rail, inland waterway, lift
  • Earthquake, flood, storm, landslide, rockslide
  • Personal Accident Cover
  • It covers costs incurred during medical treatment of the driver. However, you can choose to cover the occupants by paying additional premium
  • Third Party Legal Liability
  • Accidental death or injury to any third party
  • Any damage to property owned by third party

Optional covers

  • Electrical / Non Electrical items can be insured separately
  • Personal Accident cover for owner driver
  • Personal Accident cover for Named / Unnamed Passengers
  • Personal Accident cover for paid driver / employee
  • Legal liability for paid driver in connection with the operation of the insured vehicle
  • Legal liability to Non fare paying passengers
  • Cover for lamps, tyres / tubes, mudguards, bonnet /side parts, bumpers, headlights and paintwork of damaged portion only
  • Use of commercial type vehicles for both commercial and purposes

Sum Insured

  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type (Petrol / Diesel / CNG / LPG)

What is not covered?

  • Depreciation
  • Mechanical or Electrical breakdown, failure
  • Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  • Depreciation, any consequential loss
  • Loss / Damage attributable to War / Mutiny / Nuclear risks
  • Damage to tyre and tubes unless the vehicle is damaged at the same time in which case the Liability of the company shall be limited to 50% of the cost of replacement
  • Loss / Damage outside India
  • Damage caused by overloading or strain of the Insured Vehicle
  • Damage to any bridge and / or via duct and / or to any road and/or anything beneath by vibration or by the weight of the insured vehicle and / or load carried by the insured vehicle.

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.

*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

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Two Wheeler Insurance Policy

Take Any Policy Two Wheeler Insurance Policies gives you the freedom to ride your two-wheeler with complete peace of mind. Opting for long term two wheeler insurance assures savings against annual third party premium hike. Additionally, the No claim bonus discount feature in two and three years policies rewards you for every claim-free year. A comprehensive two wheeler policy offers total protection against possible threats of accidental damage and third party liability. Unlike third party liability only, a comprehensive two wheeler policy for long term is a friend for your bike or scooter.

Are you already holding a Third Party Liability Policy?
Third party liability is a motor insurance policy that doesn’t cover your vehicle against any accidental damage or theft. In case you already hold a third party liability policy, then it’s always recommended to opt for a comprehensive policy.

Key Highlights

  • NCB discount remains protected for multiple years irrespective of claims taken in the policy tenure
  • More savings with increase in annual increase in TP premium in subsequent years
  • Savings in the form of discount for long term policy
  • Option of buying 3 years long term insurance in a single transaction
  • Wide range of IDV (Insured Declared Value) to choose from

Features

  • 24*7 Support
    Take Any Policy offers round the clock support for convenience and a hassle-free experience.
  • Zero Documentation
    You need not go through lengthy procedures for buying online two wheeler insurance policy
  • Trusted by Millions
    With over 75 lakhs happy customers, TAKE ANY POLICY is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability
  • Fair and transparent claim settlement policies
    Take Aay Policy Motor Insurance claims are settled with utmost transparency

Benefits

  • Long term protection in a single policy
  • Purchasing a long term policy gives you a break from the hassle of annual renewals
  • Save on annual third party premium increase by buying long term policy
  • The third party premium may increase as per regulatory guidelines every year, by buying long term policy, the Third Party component of your premium gets fixed at the current rate resulting in effective saving overall during subsequent years.
  • Benefit and Protection of NCB discount
  • Irrespective of the claims taken during policy tenure, No Claim Bonus discount remains protected during entire policy tenure.
  • You are rewarded with a discount on the policy amount when you purchase a long term two wheeler policy

Inclusions

  • Own Damage Cover
  • Loss or damage due to theft of insured vehicle
  • Loss or damage of the insured vehicle in case of accident
  • Loss or damage of the insured vehicle due to natural disaster
  • Third Party Cover
  • Insures any financial loss arising due to injury or death of a Third Party caused in the case of accident of the insured vehicle.
  • Insuresthe damage to property of a third party in case of an accident involving the insured vehicle
  • Includes personal accident cover for the owner or driver for accident caused involving the insured vehicle. The owner or driver is insured for Rs. 1 lac to cover for accidental death or total disability scenarios

Premium

  • IDV – Known as Insured declared value or the sum insured of the policy. It is calculated based on the manufacturer’s listed selling price and is depreciated each year to account for wear and tear of vehicle. The IDV of the vehicle on the policy is very important as this is the amount that would be payable by the company in case of theft or total loss subject to applicable to excess or deductibles as per the policy terms & conditions
  • Age of the vehicle – Apart from being used to calculate the IDV, it may also be used to determine the discounting and add-on rates in premium calculation
  • Engine Capacity – The engine capacity of the vehicle may determine the – premium especially Third Party, for the insurance of the policy. There are multiple slabs of engine capacity and premium rate goes up as the capacity of the engine increases
  • No claim Bonus – The no claim bonus discount is given to the customer for each claim free year the vehicle has been insured. In case of a claim, accumulated No claim Bonus discount becomes zero.
  • Place of Vehicle Registration – The place of vehicle registration also has a bearing on the premium of the policy

Exclusions

  • What does not get covered?
  • Age of the vehicle – Apart from being used to calculate the IDV, it may also be used to determine the discounting and add-on rates in premium calculation
  • Contractual liability claims
  • Wear and Tear of the vehicle, Damage caused by a person without valid driver license, Mechanical or electrical breakdown of the vehicle
  • Damage caused by a person under the influence or alcohol or drugs
  • Loss or damage caused by war/nuclear risks/mutiny
  • Periodic depreciation or any consequential loss

*Please note that the above mentioned points are illustrative exclusions. Kindly refer to policy wordings.

*This content is descriptive only. Actual coverage is subject to language of the policy issued.

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Overseas Travel Insurance Policy India

It’s always better to stay safe than sorry. In a foreign country, amidst new culture and people, in case you fall sick or meet with an accident, it may get difficult to bear unexpected medical expenses. The medical facilities and expenses at international destinations are very high as compared to India; meeting such contingency expenses may jeopardize your travel plan and impact the financial stability. To avoid such financial setbacks and take precaution beforehand, it’s essential to opt for a Travel Insurance Policy to safeguard yourself and your family from any such unforeseen expenses.

Key Highlights

  • Why choose Take Any Policy Travel Insurance?
  • Wide range of plans to choose from
    Take Any Policy offers a wide selection of plans to match your requirements. You can also choose the plans depending upon your family size and age.
  • Vast Geographic Coverage
    Take Any Policy offers travel insurance plans across geographies including Schengen countries and length of travel to suit every need
  • 24*7 Support
    Take Any Policy offers round the clock support for convenience and a hassle-free experience.
  • Trusted by Millions
    Take Any Policy Insurance is a recognized brand for taking care of your insurance needs. With 75 lac+ happy customers the brand has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.

Features

  • Benefits of buying online travel insurance with Take Any Policy?
  • Easy, convenient & Time saving
  • On the spot plan comparison
  • Multiple secured payment options
  • Correct information
  • 24*7 Customer Support
  • Transparency
  • Instant policy

Coverage

  • What gets covered under Take Any Policy Travel Insurance?
  • Emergency medical expenses: Take Any Policy Travel Insurance covers outpatient, in-patient, medical aid, therapies and diagnostic tests costs incurred due to illness or accident.
  • Personal Accident: Pays medical expenses in case of accidental death or permanent total disability.
  • Flight delays: Delay in flights or rescheduling of flight is a common scenario during international travel. In case the aircraft is delayed for more than 6 hours then then we reimburse the amount spent on purchase of meals, refreshments etc. subject to submission of bills.
  • Delay of Checked Baggage: Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to delay of checked-in baggage for more than 12 hours.
  • Total Loss of baggage & personal documents : Get a cover in case of lost baggage or loss of personal documents such as passport and other relevant documents.
  • Personal Liability: Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
  • Other Benefits : Personal Accident(Common Carrier), Hospital Cash, Emergency Dental Treatment, Medical Evacuation, Repatriation, Loss of Checked Baggage, Financial Emergency Assistance, Hijack Distress Allowance and Contingency Travel Benefit

Exclusions

  • What does not get covered under Take Any Policy Travel Insurance?
  • Civil War or Foreign War.
  • Terrorism.
  • Self-Inflicted Injury, Suicide
  • Non adherence to medical advice.
  • Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician).
  • Participation in any Sport as a Professional Player.
  • Participation in any Criminal Act.
  • AIDS or HIV
  • Treatment of Nervous and Mental Problems
  • Participating in hazardous adventure sports

Note: Coverages, terms and conditions and exclusions are only outlined briefly above.
For complete details, please refer to the policy wordings.

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Home Insurance Plans

Home is where the heart is. We keep returning to our beloved house every time we step out. We have our sentiments attached to it as each corner treasures special memories with our loved ones. It takes a lot of time and money to build a home, just like we’ve dreamt off. With such a big investment comes great responsibility to protect and secure it against unforeseen threats such as fire breakout, manmade disasters or theft. These disasters may hamper your paradise and leave a dent on your pocket for coping up with repair costs. It’s not always the manmade factors that pose to be a threat to your little heaven, natural calamities such as earthquake and flood may also jeopardise your sweet home. To bring in peace of mind and insure safety of your paradise, opt for a home insurance plan.

Understanding the fact that every home is special and needs to be taken care off, Take Any Policy brings you Home Insurance Plan to safeguard your home. It helps you deal effectively against the costs that arise due to the damage caused by natural or manmade factors. Opting for a Home Insurance plan is a wisest decision, which not only covers the expenses of external and internal damage but also the contents within the home. If you own a house you can go for a long term cover and ensure total protection at one go, however if you are residing on rental basis you can always choose to cover the home contents bought by you.
Experience the convenience of buying your home insurance online, instantly and without any documentation. Choose between our home insurance policy and Standard Fire and Special Perils policy, as per your requirement.

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Specialty Insurance

Take Any Policy’s Professional and Management Liability is a specialized division providing insurance for companies, firms, their Directors and officers and all general employees through its dedicated teams.

We offer protection against a broad range of corporate risks including litigation, white collar crime, employment disputes and extortion attempts. The key products offered in the Indian market are as follows:

Cyber Security

A comprehensive insurance solution offered to protect commercial businesses against first and third party liability occurring out of cyber exposures associated with e-business, internet, networks and information assets


Directors & Officers Liability

The policy provides some of the broadest coverage available on the “form of choice” of the industry.


Crime Insurance

This policy is your safety net against white collar crime with comprehensive coverage for all major risks.


Forefront Portfolio

A comprehensive insurance solution offered to small and medium sized companies to help manage their individual and corporate exposures.


Mutual Fund Protection

The policy provides financial stability, sound underwriting, broad coverage and responsive service to Mutual Fund professionals, across the nation.


Employment Liability

The policy provides invaluable insurance coverage for your organisation against employee related lawsuits.


Venture Capital

This policy is a combined product offering management liability, management indemnification, outside directorship and professional services Liability insurance in one policy – helping eliminate gaps in your insurance programme.


Educator’s Professional Liability Insurance

The policy provides coverage to administrators, teachers and educators against personal and financial liabilities for their alleged actions or inactions.


Kidnap/Ransom and Extortion Insurance

Professional assistance before, during, and after a Kidnapping or extortion threat is a vital element of corporate risk management.

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